Your friendly, local mortgage broker

Stress-free process

A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, he has access to hundreds of loans from a host of Australia's leading lenders. Sam will sure you get the right home loan for your circumstances and will manage the process from start to finish.

When do you need a mortgage broker?

The answer is any time! You might still be saving for your first home, want to use the equity in your current one to buy an investment property, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with Sam at a time and place that suits you.

‘Made-to-measure’ home loans

Sam will ask about your financial circumstances and goals to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family, or you want ready access to equity for a rental property or renovations. Whatever your plans, he will research the market and recommend the right home loan to suit your needs. He will always look for the right loan for you, not the lender.

Investment properties

Doing your research and having the right people to help you are the keys when investing in property.

Generally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time. But it’s not necessarily a quick win. Property usually has a seven-to-ten-year cycle, with highs, lows, and steady stints in between.

These days lenders are more cautious about who borrows and for what, so Sam is here to help find the right lender and loan for your circumstances. He will also wade through the many investment loan options on offer, leaving you more time to find the ideal property.

First home buyers

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions. The first big question is how much you can borrow and what your likely repayments will be.

That’s where Sam can help. He’ll do the legwork for you and compare home loans across a variety of products available from Australia’s leading lending institutions.

And because you’re a first home buyer, you may be eligible for a first home buyer grant. Contact Sam to find out more about eligibility requirements in WA and how much grant money you could receive. He’ll be there every step of the way to guide you through the entire home loan process – from application to approval.

Refinancing your home loan

Situations change and you should review your home loan on a regular basis.  Perhaps you’ve changed jobs, you’re just coming off a fixed rate, or there’s a new addition to the family.

The right refinanced loan might help you to pay off your mortgage faster and for less, refinance debt, or upgrade and add value to your home.

Services include:

• Investment loans

• Refinances

• Commercial loans

• Home loans

Contact Sam for a free home loan review.