Increase your home security and lower your insurance premium

If your home is harder to access, your insurance company could see your property as lower risk and you won't have to pay as much to protect your property.

When taking out insurance, insurers ask a list of questions to determine the likelihood that you will make a claim. The less likely a customer is to make a claim, the lower the insurance premium will be.

Installing security doors and screens puts an extra layer of security between you and any would-be burglars and they will be a big deterrent to thieves from targeting your home. Insurance companies love it when their customers do this and could reduce your premium by up to 15%.

Here are 4 things to remember when securing your home

• There are many different ways a burglar can get into your house if they really want to. However, it is estimated that more than 30% of burglars enter through the front door.
 
• Burglars love an easy target. Security doors and screens which meet Australian Standards are designed with indestructability in mind. Burglars hate them!
 
• Security screens in your home act as a direct, physical barrier from intruders. A high-quality security screen door or window can prevent intruders from jimmying open or dismantling doors, breaking windows or picking locks.
 
• Always make sure that your security screen doors meet Australian Standards for both the doors and screens, and installation. This specifies a minimum standard that security screens, doors and installation must meet.